TERMS AND CONDITIONS

 

 

This Cost Per Action General Terms and Conditions (“Terms and Conditions”) by and between 101 Debt Settlement, LLC., a California Corporation with an office at 28025 Dorothy Drive, Suite 206 Agoura Hills, CA 91301 (“101 Debt Settlement”) and the undersigned advertiser or, if applicable, advertiser’s advertising agency (collectively “Client”), governs the performance of 101 Debt Settlement’ services for Client pursuant to one or more Insertion Orders and these Terms and Conditions (collectively the “Agreement”).  In instances of conflict between applicable Insertion Order(s) and these Terms and Conditions, the applicable Insertion Order shall control.

recitals:

101 Debt Settlement is a direct marketing services company that is paid on a cost per Action or cost for performance basis for generating Action(s) (as defined herein) for its Clients.  101 Debt Settlement will acquire media to generate Actions through its Distribution Affiliates who will publish ads for Client’s products and/or services on Distribution Media (as defined herein).


Section 1.                      Definitions:

As used in this Agreement, the following terms shall have the meanings set out below or as defined elsewhere in this Agreement: 

Action(s): means any action or activity to be taken by a Consumer specified by Client in an Insertion Order, for which Client is to compensate 101 Debt Settlement.  Such Actions include without limitation, downloads, clickthroughs, purchase of Client’s products or services pursuant to an Offer, responses, entry of data or information.

101 Debt Settlement Hosted Campaign: means the promotion of an Offer by the 101 Debt Settlement Network whereby Consumer data is collected and recorded by 101 Debt Settlement and is subsequently transmitted to Client as an Action.

Client Hosted Campaign: is the promotion of an Offer by the 101 Debt Settlement Network whereby a Consumer is redirected by Dominant Leads and/or the 101 Debt Settlement Network directly to Client’s Web site to enable Consumer to effectuate an Action. 

Consumer: The person who responds to an Offer and who effects an Action.

Creative: means a graphic file(s) or creative work produced by 101 Debt Settlement or provided by Client to Dominant Leads pursuant to an Insertion Order for use in an Offer.

Distribution Affiliate(s):  A member or members of the 101 Debt Settlement distribution channel that publishes the Offer on behalf of 101 Debt Settlement pursuant to an agreement between such member (or its agent) and 101 Debt Settlement or between such member and its sub–publishers 

Distribution Media/Distribution Medium: shall include but not be limited to banners, textual links, email, transactional ads and other Internet related media.

Insertion Order:  Client's purchase of services from Dominant Leads and its authorization for 101 Debt Settlement and/or its Distribution Affiliates to run a specific ad in a specific Distribution Medium or on the Distribution Media, on a certain date or specified period at a specified price.  Each Insertion Order submitted to 101 Debt Settlement during the term of this Agreement, shall be issued pursuant this Agreement.  In the event that the specific terms of an Insertion Order and the Terms and Conditions conflict, the Insertion Order shall prevail.

Invalid Action: shall mean Fraudulent, Incomplete or Duplicate (as defined below) Actions.  For purposes of this paragraph, Fraudulent shall mean only those Actions that result from Distribution Affiliates engaging in the entry of Consumer information without the consent of the actual Consumer.  Incomplete Actions are those Actions in which the information sent to Client does not contain the data or information required by Client in the applicable Insertion Order. Duplicate shall mean an Action that 101 Debt Settlement sends to Client that contains identical information 101 Debt Settlement has previously sent to Client within the prior 30 days.  Duplicate Actions however, do not include any data or information with respect to a Consumer that Client has received outside of the 101 Debt Settlement Network.

Offer:  An advertisement that contains a promotion or opportunity directed to Consumers that may be made available for publishing by the 101 Debt Settlement Network in one or more Distribution Mediums.

Suppression File:  A list of Consumers requesting the cessation of commercial email.

UpSell: A technique of promoting Client’s or third party’s products or services to a Consumer following such Consumer’s completion of an Action or response to third party’s offer or registration process whereby data (e.g., Name, Address and such other information) that would be required for the purposes of effecting such UpSell is passed from one offer to another such that a Consumer is not required to re-enter this data.

Web:  The World Wide Web or Internet.

Section 2.          Insertion Orders – Obligations of Client

(a)     Right to Perform Services

Client hereby grants Dominant Leads the right, but not the obligation, to make Client’s Offer, its Creatives and the Licensed Materials (defined below) available to its Distribution Affiliates for publication on various Distribution Media and to otherwise use such materials to generate Actions. In addition if specified by Client in each applicable Insertion Order, 101 Debt Settlement may also (i) publish Client’s Offer as an UpSell upon the completion of a third-party’s offer or registration process) and/or (ii) procure Actions via an incentivized site or registration process. For the purposes of this Agreement, an “incentivized site or registration process” shall include, but not limited to, Web sites allowing a Consumer to obtain points, gifts, premiums, cash or other form of remuneration for agreeing to enter into or completing an Offer. 

(b)     Right to Licensed Materials

For each Insertion Order submitted to 101 Debt Settlement pursuant to this Agreement, Client shall provide (if not already provided):  product descriptions, service marks, GIF or JPEG images, trademarks, copyrighted materials, logos, Offer copy (including but not limited to headline, Offer description, additional terms and conditions (if applicable and not inconsistent with this Agreement)) and other product or service attributes that will assist 101 Debt Settlement and its Distribution Affiliates (collectively the “Dominant Leads Network”) in inserting or publishing Client’s Offer in the applicable Distribution Medium or Distribution Media (the “Licensed Material”).   Client hereby grants to 101 Debt Settlement, a non-exclusive, revocable, non-transferable, royalty-free, limited license to the intellectual property rights owned or controlled by Client to the Licensed Materials.  The licensing of Client intellectual property rights to 101 Debt Settlement shall only occur to the extent that such a license is required for performance of the services contemplated hereunder or within any applicable IO(s).  Such license shall terminate immediately upon termination of this Agreement or any applicable IO(s) in effect.

Client grants Dominant Leads the right to reformat (in size and scope in connection with the display and/or publishing only) and sublicense such Licensed Materials for purposes of distribution, display and publishing of any Offer.   Client understands that 101 Debt Settlement may distribute Client’s Offers and Licensed Materials on any Distribution Affiliate selected by 101 Debt Settlement provided that such Distribution Affiliate has represented to 101 Debt Settlement that: (i) the content of its site(s) are not libelous, defamatory, infringing, pornographic, or offensive to the general public, (ii)  all right, title and interest in the Offer or Licensed Material is exclusively owned by Client and that Distribution Affiliate has no right other than the limited right to display such Licensed Materials as sublicensed by 101 Debt Settlement, and (iii) such Distribution Affiliate will not modify or alter the Licensed Materials in any manner other than as directed by 101 Debt Settlement subject to 101 Debt Settlement’s obligations to Client hereunder.    Client represents and warrants that it owns or has a license to the Licensed Materials and the authority to grant licenses with the right to sublicense such Licensed Materials for promotions and advertisements relating to an Offer.  Client further warrants that 101 Debt Settlement’s use and sublicense of the Licensed Materials will not infringe on the copyrights, trademarks, service marks, patents, or other intellectual property or personal rights held by any third party.

(c)     Actions and Monitoring

Client agrees to adhere to and accept the description of Action as set forth in each applicable Insertion Order and as defined in Section 1 hereof, and shall pay Dominant Leads accordingly.  Client shall, on a going forward basis, review and inspect all Actions transmitted by Dominant Leads or the 101 Debt Settlement Network for acceptability and validity and provide Dominant Leads on a timely basis with feedback with respect to Invalid Actions In addition, for all 101 Debt Settlement Hosted Campaigns, Client agrees to record and account for each Action sent to Client by 101 Debt Settlement.  Client shall diligently monitor all activity with respect to transmission of Actions in order advise 101 Debt Settlement in a timely manner if (i) Actions have not been transmitted at the volume levels historically transmitted or as anticipated and (ii) Actions have not been transmitted within the time frame anticipated or pursuant to past transmission frequencies or otherwise as set forth in the applicable Insertion Order.  Client will provide 101 Debt Settlement such information in sufficient detail so that 101 Debt Settlement can review its records and/or transmissions with its Distribution Affiliates to determine the source of any problems.  Client shall provide Dominant Leads with daily access to records of the volume of Actions directed to Client pursuant to a particular Offer.

(d)     Client Hosted Campaigns

Except as otherwise provided in the applicable Insertion Order for all Client Hosted Campaigns, Client agrees to (i) place an 101 Debt Settlement pixel tag or other tag on its confirmation or thank-you page or such other Web page to confirm an Action (a “Tag”); (ii) not remove such Tag until the termination of the campaign specified in the applicable Insertion Order; and (iii) record any transaction identification information (“Transaction ID”) sent to Client by Dominant Leads with respect to any Action so that the parties will be able to track Actions.  Client shall provide Dominant Leads, via Client’s account representative, Action totals on a daily basis through receipt of the first invoice by Client, and at least weekly thereafter.  The information provided by Client to 101 Debt Settlement shall confirm that the Tag and/or Transaction ID sent by 101 Debt Settlement to Client is enabled, as well as ensure accuracy between Dominant Leads’s and Client’s daily Action counts.  If 101 Debt Settlement has agreed to respond to Consumer inquiries on Client’s behalf, Client shall provide 101 Debt Settlement with the Transaction ID, Consumer name, and Consumer email address.   Client is responsible for maintaining its Web site so that it can accept all traffic directed from 101 Debt Settlement.  Client shall be liable for all traffic transmitted by 101 Debt Settlement that Client’s site does not receive or is unable to handle and/or convert such traffic into Actions (an “Outage”).  The number of Actions that Client shall be liable for during any such Outage shall be equal to the traffic sent to Client during such Outage (according to 101 Debt Settlement’s daily Action counts) multiplied by the greater of: (i) the historical conversion rate for the applicable Insertion Order for the five (5) business days prior to such Outage; or (ii) the actual conversion rate for the applicable Insertion Order for the five (5) business days following the Outage, less any Actions reported by Client during such Outage.

(e)     Compliance and General

The License Materials and Client’s products or services will comply with all applicable Federal and State laws, including without limitation, laws governing unfair trade practices, deceptive or misleading advertising, the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 (“CAN-SPAM”), and consumer privacy such as Gramm-Leach-Bliley.  For Client Offers that are promoted through email by the 101 Debt Settlement Network, 101 Debt Settlement shall inform Client, and Client will be responsible for providing on a consistent and ongoing basis, updated Suppression File(s).  Client further represents that it will perform its obligations hereunder and its services in good faith; that it has all power and authority to enter into this Agreement; and that it has duly and validly authorized this Agreement.

Section 3.          Insertion Orders – Obligations of 101 Debt Settlement

(a)     101 Debt Settlement Hosted Campaigns

Dominant Leads will transmit Actions on a batch or real time basis directly to Client’s designated server(s) or as set forth in the applicable Insertion Order. In the event Client’s designated servers malfunction, 101 Debt Settlement shall transmit the Action records via alternative mechanisms by e-mail or fax, or as reasonably requested by Client.  Dominant Leads shall maintain a record of all Transaction IDs or Actions sent to Client.

(b)     Client Hosted Campaigns

101 Debt Settlement shall provide Client with a Tag to place on its confirmation or thank-you page, or such other Web page and a Transaction ID that will enable 101 Debt Settlement to track Actions.

(c)     General

____ Dominant Leads represents it will perform its services in a competent and workmanlike manner; it has all power and authority to enter into this Agreement; it has duly and validly authorized this Agreement; and that it will comply with all Federal and State laws and regulations applicable to electronic advertising, including without limitation, all those promulgated by or under the Federal Trade Commission and its state equivalents.

Section 4.          Payment

(a)     Fees, Payment Terms and Invoicing

Client agrees to pay Dominant Leads a fee for each Action transmitted directly or indirectly to Client by Dominant Leads as set forth in the applicable Insertion Order.  101 Debt Settlement shall invoice Client weekly. Payment terms are subject to credit approval and may change in 101 Debt Settlement’ discretion based on Client’s payment history or credit worthiness. Client will pay all costs of perfection or collection (including court, mediation or arbitration costs and reasonable attorney fees) incurred by 101 Debt Settlement in connection with any collection effort or action to collect for fees owing to Dominant Leads. In order to secure Client’s payment obligations under this Agreement, Client hereby grants 101 Debt Settlement a security interest in Client’s assets and authorizes 101 Debt Settlement to perfect such security interest. Non-payment of fees by Client, or in the event that Client is an agent of a principal, shall not release either the Client or its principal from liability for payment.  If billing is directed to a Client as an agent of the principal at the request of such principal, then Client and its principal shall be jointly and severally liable for the payment of all amounts owing, regardless of whether or not principal is named on the invoice

(b)     Returns or Credits

Client may request credit for Invalid Actions in the following circumstances: (i) Client has provided notification and reasonable proof concerning alleged Invalid Actions to 101 Debt Settlement within seven (5) days of receipt of Invalid Actions. Reasonable proof requires the delivery of documentation linking all such Actions to the respective Dominant Leads Transaction IDs and (ii) 101 Debt Settlement will review the requests for credit in good faith and determine whether credits are applicable.  Client will be barred from requesting credit after such five (5) day period. 

(c)     Reporting

For all 101 Debt Settlement Hosted Campaigns, Client shall pay 101 Debt Settlement for the number of Actions that 101 Debt Settlement has reported and rely exclusively on Dominant Leads reporting.  For all Client Hosted Campaigns, Client shall pay 101 Debt Settlement the greater of the gross number of Actions that are reported to 101 Debt Settlement from (i) a Pixel Tag, (ii) the number of Actions reported on the Client’s back-end reports that track Consumer’s Actions or responses to an Offer; or (iii) Transaction IDs reported back to 101 Debt Settlement from Client.

Section 5.          Audit Rights

(a)     Each party shall keep and maintain clear, accurate, and complete books and records relating to all matters affecting the payments to be made hereunder, including records of Actions rejected by Client.  At either party’s request, the other party shall provide to the requesting party, complete records (including all information contained on such records) of all Actions (including both rejected and recorded Actions) within five (5) business days of such request.

(b)     In the event that there is a discrepancy in excess of two percent (2%) between 101 Debt Settlement’s and Client’s records in any given month, the either party shall have the right upon reasonable notice, whether written or oral, to audit the books and records of the other party relating to a period that is within six (6) months of the reporting of such discrepancy. The audit shall occur at the offices of the audited party during its normal business hours.  Except as may be required in connection with the resolution of any dispute arising under this Agreement, each party shall keep in confidence all information furnished to it or that it might gain or gather from the examination or audit.  If any audit discloses any error, then the parties shall by appropriate payment, promptly adjust the same.  If any audit discloses an underpayment of fees by Client or an under disclosure of Actions by Client exceeding the lower of $1,000.00 or two percent (2%) of the amount paid by the audited party for the audited period, the cost of such audit shall be borne by the audited party.  The parties shall by appropriate payment, reconcile the accounts to properly reflect the Actions recorded.

Section 6.          Ownership/Rights

(a)  Except for the Licensed Material, Dominant Leads shall own all right, title and interest in all 101 Debt Settlement-created prepared Creative(s), specifically including but not limited to the source code and “look and feel” of such Creative(s) and the arrangement and presentation of Licensed Material within such Creative(s). Except for the Licensed Material, Client shall have only the limited right to use such Creative(s) produced by Dominant Leads in connection with the advertising campaign(s) contemplated by this Agreement or any subsequent Insertion Order and such limited right shall terminate immediately upon the termination of this Agreement.  Client shall have no ownership, right or title to use such Creative(s) for any other purpose, specifically including but not limited to re-using or repurposing such Creative(s) for any non-101 Debt Settlement advertising campaign or Offer. 

(b)   Client shall be entitled to all information provided by Consumer unique to Client’s Offer.  All records, including data, statistical information or other traffic analysis, produced for or provided to Client shall be the sole property of Dominant Leads. Client shall have the right to use such 101 Debt Settlement information solely for the purpose of assessing the efficacy of the Offer or Insertion Order; completing an Offer; or making a sale pursuant to the Offer.  Client may not resell, license, bundle or otherwise transfer the aforementioned data to a third party without the express permission of 101 Debt Settlement.

Section 7.          Disclaimer and Limitation of Liability.

(a)     Disclaimer

101 Debt Settlement DISCLAIMS ANY REPRESENTATION THAT ITS SERVICES WILL BE UNINTERRUPTED OR ERROR FREE; OR THAT FEATURES OR SERVICES PROVIDED BY THIRD PARTIES (INCLUDING BUT NOT LIMITED TO TELECOMMUNICATION SERVICES, AD-SERVERS, WEB OR “BROWSER” SOFTWARE) WILL NOT BE INTERRUPTED, WORK, OR BE ERROR FREE.  NOTWITHSTANDING ANY OTHER PROVISION IN THIS AGREEMENT, 101 Debt Settlement’S SERVICES, INCLUDING, BUT NOT LIMITED TO, SOFTWARE PLATFORMS, ARE PROVIDED “AS-IS”.  101 Debt Settlement SPECIFICALLY DISCLAIMS AND CLIENT ACKNOWLEDGES THAT 101 Debt Settlement HAS DISCLAIMED ALL WARRANTIES, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING BUT NOT LIMITED TO ALL IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; ALL WARRANTIES WHICH MIGHT ARISE FROM COURSE OF DEALING OR CUSTOM OR TRADE; AND THAT 101 Debt Settlement MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE EFFECTIVENESS, OR APPROPRIATENESS OF ITS SERVICES, INCLUDING THE VOLUME OF OR QUALITY OF ACTIONS TO BE GENERATED HEREUNDER.

(b)     Limitation on Liability

IN NO EVENT SHALL EITHER PARTY, ITS AFFILIATES, DISTRIBUTION AFFILIATES AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, SHAREHOLDERS, REPRESENTATIVES OR AGENTS BE LIABLE TO THE OTHER PARTY, ITS CUSTOMERS, OR ANY OTHER PERSON OR ENTITY IN CONNECTION WITH or arising out of THIS AGREEMENT FOR ANY SPECIAL, CONSEQUENTIAL, INCIDENTAL OR RELIANCE DAMAGES (OR ANY LOSS OF REVENUE, PROFITS OR DATA), HOWEVER CAUSED, WHETHER FOR BREACH OF CONTRACT, TORT, NEGLIGENCE OR UNDER ANY OTHER LEGAL THEORY, WHETHER FORESEEABLE OR NOT AND WHETHER OR NOT THE PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.  CLIENT HAS BEEN ADVISED THAT 101 Debt Settlement’S SERVICES ARE PROVIDED “AS-IS, WITH ALL FAULTS AND AS AVAILABLE,” AND THEREFORE, 101 Debt Settlement AND ITS AFFILIATES, DISTRIBUTION AFFILIATES AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, SHAREHOLDERS, REPRSENTATIVES OR AGENTS SHALL NOT BE LIABLE NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.  EACH PARTY AGREES ON ITS BEHALF AND THAT OF ANY PRINCIPAL, THAT THESE LIMITATIONS OF LIABILITY ARE AGREED ALLOCATIONS OF RISK AND ARE REFLECTED IN THE FEES AGREED UPON BY THE PARTIES. EXCEPT WITH RESPECT TO CLIENT’S PAYMENT OBLIGATIONS HEREUNDER, THE PARTIES TOTAL LIABILITY HEREUNDER SHALL IN NO EVENT EXCEED THE LESSOR OF (A) THE AMOUNT CLIENT HAS PAID 101 Debt Settlement UNDER ANY APPLICABLE INSERTION ORDER FOR THE PREVIOUS THREE (3) MONTH PERIOD OR (B) $300,000.00.

Section 8.          Indemnification.

(a)     Subject to the limitations set forth in Section 7, Client shall defend, indemnify and hold harmless 101 Debt Settlement, its Affiliates, Distribution Affiliates, and their directors, officers, employees, representatives and agents against (i) liabilities arising from the products or services provided by Client under this Agreement; (ii) any Licensed Material or other material provided by Client on, or in connection with an Offer that, actually or allegedly, infringes on the intellectual property or personal rights of a third party, is defamatory or illegal; and (iii) any breach by Client of its obligations or representations hereunder.

(b)      Subject to the limitations set forth in Section 7,  101 Debt Settlement shall defend, indemnify and hold harmless Client and its directors, officers, employees, representatives and agents against (i) liabilities arising from the products or services provided by 101 Debt Settlement under this Agreement and (ii) any Dominant Leads  provided material or Creative that, actually or allegedly, infringes on the intellectual property or personal rights of a third party, is defamatory or illegal; and (iii) any material breach by 101 Debt Settlement of its obligations or representations hereunder.

(c)     Each party agrees to promptly notify the other party in writing of any claim or potential claim; and to the extent applicable, to cooperate fully with the other party, at that other party’s expense, in defending or settling such claim. 101 Debt Settlement reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by Client hereunder.

Section 9.          Term and Termination.

(a)     The term of each Insertion Order shall be as set forth in such Insertion Order.  Client’s obligations with respect to Sections 4 through 11 will survive termination of this Agreement.

(b)   In the event 101 Debt Settlement in good faith believes that Client is in violation of applicable law or in material breach, Dominant Leads shall have the sole and exclusive right to terminate the applicable Insertion Order.

Section 10.       Non-Circumvent

During the Term of this Agreement, and for a period of six (6) months thereafter, Client agrees that it will not (i) knowingly work directly with any Distribution Affiliates or brokers within the 101 Debt Settlement Network, unless a previously existing relationship between Client (or its principal) and such Distribution Affiliate or broker can be demonstrated to 101 Debt Settlement’ satisfaction; (ii) contact any Distribution Affiliate(s) or brokers within the 101 Debt Settlement Network to establish an advertising campaign incorporating the products or services subject to any Offer; or (iii) work directly with or contact any affiliated advertiser pursuant to an UpSell program made in conjunction with Advertiser’s Offer.  Client shall promptly advise Dominant Leads of any existing relationship with an affiliated 101 Debt Settlement advertiser or Distribution Affiliate as soon as it learns of the existence of such overlapping relationship. 101 Debt Settlement has the right, within three (3) months after termination, to audit Client to determine if circumvention has occurred. The cost of such audit will be borne by 101 Debt Settlement.

Section 11.       Confidential Information

Each party agrees that it will not, directly or indirectly, make available, sell, disclose or otherwise communicate to any third party any of the terms of this Agreement, communication or course of conduct between the parties thereto.  Further, each party, for itself, its agents, employees and representatives agrees that it will not, directly or indirectly, make statements to any third party or in public that may have the effect of disparaging the other party, or which is or may be derogatory of the other party.

Section 12.       General Provisions

(a)     Governing Law

The rights and obligations of the parties under or arising out of this Agreement shall be governed by and construed under the laws of the State of California without reference to its conflict of laws principles.

(b)     Force Majeure

Neither party shall be deemed in default of this Agreement to the extent that performance of its obligations or attempts to cure any breach are delayed or prevented by reason of any act of God, fire, natural disaster, accident, terrorism, riots, acts of government, shortage of materials or supplies, or any other cause beyond the reasonable control of such party; provided, that the party whose performance is affected by any such event gives the other party written notice thereof within three (3) business days of such event or occurrence.  For the purposes of this Agreement, “Force Majeure” shall not include denial of service attacks or other activity that causes a Web site to not function normally or to fail to accept an Action.

(c)     Relationship

The relationship of Dominant Leads and Client established by this Agreement is that of independent contractors, and neither party is an employee, agent, partner or joint venture of the other.  Neither party shall do anything to suggest to third parties that the relationship between the parties is anything other than that of an independent contractor.  Each party agrees that does not have the right to control or direct the activities of the other, nor the means and methods of accomplishing the results contemplated therein.  The parties acknowledge that, except as set forth in Section 9, this Agreement sets forth a non-exclusive relationship between the parties.

(d)     Notice

Any notice, communication or statement relating to this Agreement shall be in writing and deemed effective: (i) upon delivery when delivered in person; (ii) upon transmission when delivered by verified facsimile transmission and confirmed by telephone; or (iii) when delivered by registered or certified mail, postage prepaid, return receipt requested or by nationally-recognized overnight courier service to the address of the respective party as indicated on the Insertion Order.  Copies of all notices shall be sent to 101 Debt Settlement, LLC., 28025 Dorothy Drive, Suite 206, Agoura Hills, , California 91301, Attn: Legal Department.

(e)     Successors and Assigns

This Agreement shall be binding upon and inure to the benefit of the parties hereto, their successors and assigns.

(f)       Waivers

The failure of either party to insist upon or enforce strict performance by the other or to exercise any right under this Agreement shall not be construed as a waiver or relinquishment to any extent of such party’s right to assert or rely upon any such provision or right in that or any other instance, and the same shall be and remain in full force and effect.

(g)     Amendment

No change, amendment or modification of any provision of this Agreement shall be valid unless in writing signed by both parties or if agreed to in an email exchange by both parties. 

(h)     Entire Agreement

This Agreement sets forth the entire agreement and understanding of the parties relating to the subject matter hereof, and merges all prior discussions and writings between them with respect to the contents of this Agreement. If any provision (or part thereof) of this Agreement is determined by a court of competent jurisdiction as part of a final non-appealable ruling, government action or binding arbitration, to be invalid, illegal, or otherwise unenforceable, such provision shall be enforced as nearly as possible in accordance with the stated intention of the parties, while the remainder of this Agreement shall remain in full force and effect and bind the parties according to its terms.

(i)       Dispute Resolution

In the event of disputes between the parties arising from or concerning in any manner the subject matter of this Agreement, the parties shall first attempt to resolve the dispute(s) through good faith negotiation.  In the event that the dispute(s) cannot be resolved through good faith negotiation, the parties shall refer the dispute(s) to a mutually acceptable mediator for hearing in Los Angeles, California.  In the event that the dispute(s) cannot be resolved through good faith negotiation and mediation, the parties shall refer the dispute(s) to the American Arbitration Association for resolution through binding arbitration by a single arbitrator pursuant to the American Arbitration Association’s rules applicable to commercial disputes.  The arbitration shall be held in Los Angeles, California, and the decision reached by such arbitrator shall be entered as a judgment in any court of competent jurisdiction. The prevailing party in any such dispute shall be entitled to recover its reasonable attorneys’ fees and costs incurred in connection with such dispute(s).  Further, in the event of a dispute resulting in resort to litigation, Client consents to the exclusive jurisdiction of the federal and state courts in Los Angeles, California and that any such litigation will be brought within such courts.

(j)    Survival

____ Any obligation of the parties relating to monies owed, limitations on liability, confidentiality and indemnification, including but not necessarily limited to, Sections 4 through 11 shall survive termination or expiration of this Agreement.


 

Section 13.             Electronic Signature.

You acknowledge and agree that by clicking on the button labeled "Agree" or such similar links as may be designated by Company to accept the Terms, You are submitting a legally binding electronic signature and are entering into a legally binding contract.  You acknowledge that your electronic submissions constitute your agreement and intent to be bound by this Agreement and all terms contained therein, including the Insertion Order. Pursuant to any applicable statutes, regulations, rules, ordinances or other laws, including without limitation the United States Electronic Signatures in Global and National Commerce Act, P.L. 106-229 (the "E-Sign Act") or other similar statutes, YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS AND OTHER RECORDS AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED THROUGH THE SOFTWARE OR SERVICES OFFERED BY COMPANY.  Further, You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by other than electronic means.